Buying a House Is Not Like Buying a Car

On more than one occasion, i’ve had a buyer tell me they’re wanting to buy about a $250k home (which they’re fully approved for and capable of doing), but don’t want to pay more than $1300-1400 a month for it. Don’t get me wrong,...

‘No’ doesn’t always mean no with mortgages.

The mortgage and housing crisis of 2008-09 led to far tighter financial regulations for banks and lenders. It’s only natural to believe a mortgage lender when they say something about your mortgage application led to it being rejected. I mean, why would someone...

You Cannot Get Approved For a Mortgage in 8 Minutes

Yes, I know we live in a society which has to have everything immediately or it takes too long. Amazon has built a business around same day shipping, most cable providers have On-Demand movies, and our smart phones have access to literally everything at anytime. So it...

Home Buying Funds Have To Be Sourced

One of the biggest changes to come out of the financial meltdown/housing market crash of 2008/2009 was in the mortgage industry. The way mortgages are given, mortgage lender salaries, and several other things were changed dramatically. The Dodd-Frank regulations...

Beware of Fine Print

I can’t tell you how often it happens where I have to break the bad news to someone: something they saw on TV or the internet just isn’t real. I know, real shocker. But just like the clickbait articles you see online, banks and online home search websites...