The Blog

Buying a House Is Not Like Buying a Car

On more than one occasion, i've had a buyer tell me they're wanting to buy about a $250k home (which they're fully approved for and capable of doing), but don't want to pay more than $1300-1400 a month for it. Don't get me wrong, it's absolutely a possible scenario....

‘No’ doesn’t always mean no with mortgages.

The mortgage and housing crisis of 2008-09 led to far tighter financial regulations for banks and lenders. It's only natural to believe a mortgage lender when they say something about your mortgage application led to it being rejected. I mean, why would someone whose...

You Cannot Get Approved For a Mortgage in 8 Minutes

Yes, I know we live in a society which has to have everything immediately or it takes too long. Amazon has built a business around same day shipping, most cable providers have On-Demand movies, and our smart phones have access to literally everything at anytime. So it...

Home Buying Funds Have To Be Sourced

One of the biggest changes to come out of the financial meltdown/housing market crash of 2008/2009 was in the mortgage industry. The way mortgages are given, mortgage lender salaries, and several other things were changed dramatically. The Dodd-Frank regulations...

‘I Didn’t Have to Do That Last Time I Bought a Home’.

This statement is a common point of contention among buyers who haven't bought a home since the 2008 housing market crash. If you've seen the movie The Big Short, it's actually pretty accurate to how it was back then. Mortgage brokers could get paid by what kind...

Beware of Fine Print

I can't tell you how often it happens where I have to break the bad news to someone: something they saw on TV or the internet just isn't real. I know, real shocker. But just like the clickbait articles you see online, banks and online home search websites are just...

Good Terms Can Be Better Than High Sales Price

Everyone wants to get as much money as they can for their home. We're all capitalists when it comes to selling what's most likely our largest investment. Most people are inclined to take the highest sales price without giving two looks to the terms of the deal....

What NOT To Do Once You’re Under Contract To Buy a Home

Buying a home is a wonderful and exciting time. It's one of the most rewarding parts of my job to tell a buyer they're going to be a homeowner. But as quickly as that joy comes, it can turn into a nightmare if one of any number of simple mistakes occur. There are...

Buying a Brand New Home

For anyone who's a fan of the popular TV Series 'How I Met Your Mother', you might remember one of Barney Stinson's rules was 'New is Always Better'. In real estate, that can be true as well. Buying a new construction home certainly has its perks, as well as a few...

Breaking Down the Mortgage Payment

When it comes to making your monthly mortgage payment, what all is involved in the payment? Yes, you make one lump payment. But what’s in that payment, and what does it mean for you? Can it change? Here's the answers to your questions. Principal and Interest  The...

Negotiations Don’t End After Contracts Are Accepted

Some people may think it's all smooth sailing one your offer is accepted to buy a home, or once you accept one as the seller. It's not. There are plenty of ways a contract can fall apart, and for many different reasons. Now every contract is different than the next,...

Contracts, Repairs, and Treatments (Oh My!)

When you're buying a home, especially a preowned home, there's bound to be some issues which come up on the inspection report. Some are minor, some are major, but an amendment is filed by the buyer to request the seller(s) fix some things from the report. They can...

The Questions You Should Ask Before Hiring A REALTOR®

The Declaration of Independence states 'all men are created equal', but not all REALTORS® are right for helping every person buy or sell a home. It's a lesson you may not want to learn the hard way, and doing a simple vetting of a REALTOR® before engaging in a...

PreQualification vs. PreApproval

No, they are not the same thing. But if you thought they were, you're not alone. Too many people have no idea of what the distinctions are between the two, and it can make a major difference when making an offer on a home. So if you're looking to buy a home, pay...

Simple, and Avoidable, Mistakes Made by Home Sellers

There's no real estate transaction which goes 100% smoothly. Any number of things can happen during the sale of your home, and a number of things can happen with each number of those other things. Some of them are unavoidable. But there are plenty which can be...

The Unknown Costs of Home Buying

Congratulations! You've decided to stop paying rent and enter the world of homeownership. For many, this is the single greatest financial investment of your life (except for marriage, but I digress). I'm sure you have friends and family who have told you all about the...

Why You Should Be Pre-Approved Before Shopping For a Home

If you subscribe to my YouTube channel, you'll notice there's a series of videos on there detailing the home buying process. The very first video mentions the first step in the home buying process is to speak to a mortgage lender. You'll need to do it...

10 Value-Adding Home Improvement Projects

If you are looking for ways to add value to your home, the following home improvements may be just what you’re looking for. Tip 1: Remodel your kitchenKitchen updates are one of the best ways to increase the value of your home. Adding modern appliances and refacing...

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Danny Force

Phone:
817-903-5442
Email:
danny@dannyforce.com

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